An agency does not lose its margin in one obvious place. It loses it in the gap between the board and the timer, between the timer and the spreadsheet, between the spreadsheet and the thing the client actually approved in a thread. By the time those four systems agree with each other, the month is over and the retainer is already underwater. Bizdaz runs all of it in one place — the task, the hours against it, the scope the client agreed to, their approval, the pull request that closed it and what the published work went on to earn. Each one knows about the others, so nothing has to be reconciled by hand.